Digital currencies have the potential to make a lasting impact on global development by being more inclusive and secure.
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How does the development community incentivize the financial sector to include rural, marginalized clients that it may consider too risky and too costly to reach?
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Less than 5 percent of payments in emerging economies are digital. In this post, Lauren Redfield shows how tactics to boost the use of digital financial services in the Philippines could be applied elsewhere.
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Banks and microfinance institutions have long struggled to reach rural clients with traditional methods. Heather Joffe Reyes explores an approach that blends agricultural value chain financing with digital services to ensure rural communities in Colombia can access the financial services that they need.
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What is the cost of operating in cash? Mert Tangonan explains the cons and outlines how electronic payments spur economic growth.
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Prajwol Bhattarai, a general store owner in Nepal, uses his phone to send and receive money without traveling long distances. Photo: USAID Nepal Economic Agriculture and Trade project
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